Terms of Service

Welcome to CalcMyBudget.com. By accessing or using our website and its calculators (the "Service"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Use of Calculators

The financial calculators provided on CalcMyBudget.com are intended for informational and educational purposes only. The calculations are based on the data you provide and standard financial formulas but rely on assumptions that may not reflect your specific situation or future market conditions.

The results generated by the calculators are estimates and should not be considered definitive financial, investment, legal, or tax advice. They are not a substitute for professional consultation.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information and calculations, CalcMyBudget.com makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

3. No Financial Advice

The content and tools on CalcMyBudget.com do not constitute financial advice. We are not financial advisors, planners, brokers, or tax advisors. Your financial situation is unique, and any decisions based on information obtained from this Site should be made only after consulting with qualified professionals.

4. User Conduct

You agree to use the Service only for lawful purposes. You are prohibited from using the Service to:

• Input false or misleading information.
• Attempt to gain unauthorized access to our systems or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service.
• Use any automated means, including robots, scrapers, or spiders, to access, monitor, or copy any part of the Service, except those authorized by us in writing.

5. Intellectual Property

The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of CalcMyBudget.com and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of CalcMyBudget.com.

6. Limitation of Liability

In no event shall CalcMyBudget.com, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms, please contact us at: [Địa chỉ email liên hệ]